Privacy Policy
1. Introduction
Welcome to CAPIFIED (“Website”). This Privacy Policy underscores our paramount commitment to safeguarding your privacy and elucidates, in detail, the details of how we collect, utilize, disclose, and meticulously protect your personal information. By continuing to access and utilize our website, you provide explicit and unambiguous consent to adhere to the practices meticulously outlined within this elaborate Privacy Policy.
2. Acceptance of Terms and Conditions
2.1 Acceptance Binding: By accessing and utilizing the CAPIFIED Website, you explicitly express your acceptance to be bound by the terms and conditions exhaustively delineated in this Privacy Policy. If you dissent from these terms, kindly abstain from utilizing the Website.
2.2 Capacity to Consent: By accepting these terms, you affirm that you have the legal age, capacity, and authority to enter into a binding agreement and that you have read and comprehended all the provisions of this Privacy Policy.
3. Information We Collect
3.1 Personal Information: We gather various types of personal information on a voluntary basis. This includes your name, contact details, detailed property information, comprehensive financial details, family details, detailed employment history, and any other pertinent data essential for evaluating your property funding application.
3.2 Usage Information: Our data collection extends to how you interact within our digital space. This includes the pages you visit, your device details, browser type, IP addresses, and the traces left by technologies like cookies. This information is pivotal for understanding user behavior and enhancing your experience.
4. How We Use Your Information
4.1 Application Evaluation: The personal and property-related data you provide forms the foundation for assessing your property funding application. This includes accurate property valuations and thorough due diligence.
4.2 Communication: Your contact details enable continuous communication. This includes updates on application status, information on funding prospects, essential announcements, and real-time solutions for your queries.
4.3 Enhancing User Experience: Analyzing your usage data helps us understand your preferences and interactions. This guides us in optimizing our website’s functionality, design, and content to provide an exceptional user experience.
4.4 Legal and Regulatory Compliance: The data we collect serves legal and regulatory requirements beyond immediate use. This includes fulfilling legal obligations, responding to legal requests, and preventing fraudulent activities.
5. How We Share Your Information
5.1 Funding Partners: We collaborate with verified buyers for comprehensive funding assessments. This may involve sharing relevant information to ensure an exhaustive evaluation of funding opportunities.
5.2 Service Providers: To excel, we engage third-party providers aligned with our stringent data protection standards. These services encompass application processing, property valuation, due diligence, data security, and technical support.
5.3 Legal Compliance: Navigating legal intricacies might require sharing information to adhere to laws, regulations, legal processes, or government mandates.
5.4 Business Transfers: In mergers or acquisitions, data transfer may occur. However, it’s governed by the acquiring entity’s adherence to the principles in this Privacy Policy.
5.5 Account Information: You have full control over your account details. You can request to update, correct, or delete your information. However, if the assessment work and/or your application are under process then such a request may cause a substantive effect on the outcome.
5.6 Communication Preferences: We respect your communication preferences. Managing these preferences, including opting out of promotional emails, is a simple process that aligns with your choices.
6. Data Security
6.1 Data Security: Your personal data is fortified by robust security measures, including encryption, secure data storage, stringent access controls, and regular security audits, safeguarding against unauthorized access or alterations.
6.2 Data Retention: We retain your data only as long as needed for the purposes outlined in this Privacy Policy or as required by applicable laws.
6.3 Children’s Privacy: Our digital space is not designed for individuals under 18. We don’t collect personal data from minors, and any accidental collection is promptly rectified.
7. Intellectual Property Rights
7.1 Ownership of Intellectual Property: The entirety of the CAPIFIED Website, including its content, design, and functional architecture, is shielded by intellectual property rights, including but not limited to copyrights and trademarks, owned by or licensed to CAPIFIED.
7.2 Limited Usage: You are expressly prohibited from reproducing, distributing, modifying, or creating derivative works from any aspect of the Website without our prior written consent. Limited exceptions may apply for personal and non-commercial use.
8. Termination of Access
8.1 Termination Rights: CAPIFIED reserves the unequivocal right to suspend or terminate your access to the Website, at our sole discretion and without prior notice, if your actions contravene the tenets of this Privacy Policy or if your conduct is deemed inappropriate, unlawful, or detrimental to our interests.
8.2 Effect of Termination: Upon termination, your rights to access and use the Website shall cease immediately. Sections pertaining to intellectual property, disclaimers, liabilities, indemnification, and governing law shall survive any termination or expiration of this Privacy Policy.
9. External Links and Third-Party Sites
9.1 External Sites: The CAPIFIED Website may serve as a conduit to third-party websites, provided solely for your convenience and reference. We neither endorse nor control the content of these external sites, and we disclaim all responsibility for their privacy practices. Your engagements with these third-party sites are exclusively governed by their individual privacy policies.
10. Representations, Warranties, and Prohibitions
10.1 Truthfulness of Information: You warrant, affirm, and guarantee that the information you furnish on the CAPIFIED Website is accurate, complete, and current. You acknowledge that any misrepresentation or omission may result in consequences including, but not limited to, the rejection of your application and termination of services.
10.2 Prohibited Conduct: You covenant not to exploit the Website for any illicit, fraudulent, or unauthorized purpose. Prohibited conduct includes attempting to gain unauthorized access to the Website, interfering with its operation, or engaging in any activity that may compromise its security or integrity.
11. Disclaimers, Limitations, and Liabilities
11.1 Website “As Is”: The CAPIFIED Website is furnished “as is” and “as available” without any accompanying warranties, whether explicit or implied, encompassing but not limited to merchantability, fitness for a specific purpose, or non-infringement.
11.2 No Warranty of Accuracy: CAPIFIED does not warrant or guarantee the accuracy, completeness, reliability, or timeliness of any information on the Website. Information provided on the Website should not be construed as professional advice.
11.3 Limitation of Liability: To the fullest extent permissible under applicable laws, CAPIFIED and its affiliates, officers, employees, agents, and partners shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website, even if CAPIFIED has been apprised of the possibility of such damages.
12. Indemnification and Accountability
12.1 Indemnification: By utilizing the CAPIFIED Website, you covenant to indemnify, shield, and absolve CAPIFIED and its affiliates, officers, employees, agents, and partners from and against any and all claims, liabilities, damages, losses, costs, expenses, or demands, including reasonable attorney fees, arising out of or in connection with your use of the Website, your contravention of this Privacy Policy, or your infringement of the rights of a third party.
13. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or the nature of our Services. When we make changes to this Privacy Policy, we will revise the “Last Updated” date at the top of this policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
13.1. Notification of Changes:
If we make significant changes to this Privacy Policy that materially alter our privacy practices or affect how we use your personal information, we will provide notice of such changes through our Services, website, or other communication channels. We may also notify you via email or through other means prior to the changes taking effect, where required by applicable laws.
13.2. Your Continued Use:
Your continued use of our Services following the posting of changes to this Privacy Policy signifies your acceptance of those changes. If you do not agree with any changes to this Privacy Policy, you should discontinue your use of our Services.
13.3. Archived Versions:
We will maintain an archived copy of this Privacy Policy that you can access upon request, to review any previous versions of the policy.
14. Contact Us
If you have any questions, concerns, requests, or suggestions regarding this Privacy Policy, our privacy practices, or your personal information, please feel free to contact us. We value your feedback and are committed to addressing any inquiries you may have.
14.1. Contact Information:
You can contact us through the following channels:
Email: For privacy-related inquiries, you can reach us at …………………………..
Postal Mail: You may also contact us by sending mail to the following address:
[Your Company Name]
[Address Line 1]
[Address Line 2]
14.2. Response Time:
We strive to respond to privacy inquiries and requests promptly and within a reasonable timeframe. Please allow us sufficient time to review and address your questions or concerns. Our goal is to provide you with accurate and comprehensive information about our privacy practices.
14.3. Your Feedback:
Your feedback is important to us. If you have suggestions for improving our privacy practices, the clarity of this Privacy Policy, or any other aspect of our Services, please do not hesitate to share your insights with us. We appreciate your input and are committed to enhancing the user experience based on your valuable feedback.
14.4. Alternative Dispute Resolution:
In the event that you have concerns about our privacy practices that we have not been able to address to your satisfaction, we encourage you to contact us through the provided channels. We are committed to resolving disputes and complaints regarding privacy and data protection. If, however, you believe your concerns have not been adequately addressed, you may also have the right to file a complaint with the relevant data protection authority.